Welcome to the next generation of Real Estate Investing.  Passive Turn Key Real Estate investing burst onto the scene just over 12 months ago…allowing IRA Investors to leverage the Knowledge, Experience, and most importantly, the Buying Power of some of the country’s leading and most successful Real Estate Investors.

Across the country, local market real estate experts, are buying bank owned residential properties at  deeply discounted prices.   Prices that are just not typically attainable by the regular investors looking to buy real estate for their Retirement Account.  Only through the strong relationships with Bank Asset Managers, and the ability to buy at volume…are these local market experts able to drive down the price of these properties to a point where they can create a solid cash on cash return.

Real Estate Investing is not as easy as it may appear, there are a lot of potential pitfalls and it can carry a high degree of risk if you do not know what you are doing.

By providing a completely passive real estate investing program, Turn Key Real Estate investors buy investment real estate without the worry and hassle of being “hands on”. Investing in real estate from out-or-town is made easy and affordable as the property providers can manage all the services that a real estate investor looks for in an investment firm.

Turn Key Real Estate providers manage everything from property acquisition through property liquidation.  They can manage the complete rehab and property management functions including tenant acquisition, rent collections and maintenance.

If you are looking to diversify your portfolio into real estate, without the common pitfalls and headaches of owning residential real estate, you owe it to yourself to take a closer look at a Turn Key Investing Strategy.

IRApad.com has created a system to help IRA real estate investors capitalize on the power of leverage.

The IRApad.com vision started with a simple question by our CO-founder, Walter “Wally” Charnoff.

“If non-recourse loans are based on the worthiness of the property, not the credit worthiness of the borrower; then why can’t the properties be underwritten in advance and offered IRA buyers already approved for financing?”

And so, the seed for IRApad.com was planted.

The IRApad.com team has been successful in lobbying this vision to National private lenders, and is proud to launch the first platform for “next-generation” non-recourse lending.

Today you can apply for non-recourse financing on every property published on IRApad.com, with NO MINIMUN PURCHASE AMOUNT.

On July 15th, 2010 every property published on IRApad.com will be pre-underwritten for non-recourse financing!

Invest In Real Estate With Your IRA!
How Real Estate can spell real tax-free profits with the right know-how

The dream of owning and managing real estate and keeping the profits to yourself instead of the tax man is not a dream any more. The fact is, it’s completely possible to enjoy tax-free or tax-deferred profit just by using your IRA or 401k to invest in real estate. Unfortunately, most people think their government-sponsored retirement plans are just for investing in stocks, bonds and mutual funds. That couldn’t be further from the truth!

Adding Real Estate To Your Portfolio Can Really Add Up

Besides the benefit of building tax-deferred wealth and compounding interest, taking advantage of the tax-deferred nature of an IRA is one of the most generous benefits of such a retirement account. That means that should you use your IRA investment to purchase conduct a real estate transaction that turns you a profit, you won’t have to pay an immediate tax on any earnings like rent from a tenant or a property sale. What’s more, since these profits are earning compound interest, any profits your IRA real estate transactions make are generating a potentially huge influx of cash into your retirement account nest egg. Simply put, compound interest is interest earned on both the original investment sum and on the interest that accumulated on top of that original sum.

Why Haven’t I Heard About This Before?
The fact is, most financial advisors and IRA custodians don’t offer real estate retirement investing as an option. Even if you ask your trustee or custodian if you can invest in real estate as part of your investment portfolio, they’ll likely tell you “no” or even respond that they’ve never heard of the concept.

At the end of the day, only a IRA Custodian that allows for Truly Self-Directed Investments will be able to able to help you invest in real estate as a part of your overall retirement portfolio. Of course, the process is completely legal, though there are strict rules as laid out by the Internal Revenue Service which you can read about on the IRS website under Publication 590. What’s more, you can only invest in real estate with your IRA money under the guidance of a self-directed IRA firm like ours.

How Do I Make This Dream A Reality?
Just make the first step, click here to download a Free Real Estate IRA Guide from our friends at the Equity Trust Company…and sign up for one of their Free IRA Wealth Consultations and they will walk you through the process of self-directed IRA real estate investing. The sooner you do, the sooner you’ll be expanding your wealth in ways you never thought possible.

There are actually eight different retirement accounts which can be used separately or combined and used in self-directed investing, traditional and non-traditional. These accounts include Traditional and Roth IRAs, SIMPLEs, SEPs, 401(k)s and the newly created Roth 401(K)s plus the HSAs (Health Savings Account) and the Coverdell Education Account.

The aforementioned accounts can be self-directed in ways unheard of my most traditional retirement fund managers including in the investment of foreign and domestic real estate. These accounts can also be used in the investment of a start-up business, buying foreclosures, lending and investing in an existing business looking to expand, optioning, building houses or commercial building for resale or rental, buying land to be deforested for profit, the purchase of farm land or hunting land, and the creation of joint ventures with other IRA owners – and the above are just a few of the millions of examples of how your retirement money can be infused into real assets and not just paper assets on the stock market.

As for what investments are not allowed for your IRA, the IRS only prohibits three kinds of investments. These are:

1)     Investing in collectibles (ie: stamp collections, artwork, etc)

2)       Purchasing a life insurance policy

3)       Investing in an S Corporation.

The rest is fair game, though it is subject to the “disqualified party rules” which state very simply that you can’t invest your retirement funds in a self-serving manner with yourself or other family members. That means that you can not use the money to buy a timeshare for yourself or to invest in your relative’s new business startup, which are perfectly understandable conditions.

As for the difference between self-directed retirement accounts and the so-called “truly self-directed” retirement accounts, there is no definitive difference on the books at the IRS. That being said, certain IRA custodians spell the difference by restricting certain types of investments, meaning that while large firms may offer what they call self-directed IRA accounts, their choices of investments are limited to merely stocks, bonds and money market accounts chosen by the firm.  Another caveat to this is that most large firms and brokers are unaware of the fact that IRA funds can be used to invest in real estate. That means that in order to make truly self-directed non-traditional investments, you must make a non taxable transfer of all or a portion of your IRA funds to another Custodian specifically chartered to procure non traditional investments for IRA account holders.

While using an IRA to invest in property that’s been foreclosed on is a fantastic option for increasing tax-free earnings, it’s just as important that long-time and new investors know the potential pitfalls and benefits of such a move. Below are the a few of the important considerations to make before investing your self-directed IRA into a foreclosed property.

Tip #1: Buy the foreclosed property.

Self-directing IRA investments into real estate has been legal since 1974. Of course, mot financial institutions don’t allow the practice because they’d prefer you invest in their chosen stocks, funds and bonds instead. Makes sense, right? That being said, you can and in many cases should use your IRA to purchase a foreclosure property. Doing so could even open up more funds for other investments. If your retirement fund doesn’t have quite enough in it yet to purchase a property outfit, you could even choose to own a portion of a home or property through a partnership with undivided interest or even get a non-recourse loan.

Tip #2: Put that property to work.

Owning the property isn’t even half of the story. The key is to put that property to work earning money for you. Whether you decide to rent or to sell the property, the key is to make that income replenish and ultimately grow your IRA account over time.

Tip#3: Consider tax advantages and disadvantages.

The Roth IRA lets you grow all of your earnings tax-free because you’re putting “after-tax” money into the fund. The Traditional IRA is a tax shelter until you’re 59.5 years old, meaning you won’t have to pay taxes on any earnings until you start taking qualified distributions at that age. Consider the potential earnings that investing in a foreclosure property will bring and that those earnings will be tax-free using a Roth IRA. Are you starting to see the obvious benefits of a Roth IRA now?

Above all else, it’s important to educate yourself about your options. Do the due diligence and find the best self-directed IRA custodian to help you reach your goals and soon you too will begin enjoying all of the benefits of self-directed IRA real estate investing!